YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Stevens Financial Services Ltd is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. FSA no 409368. We normally do not charge a fee for Mortgage Advice, however, a fee paying option is available. Our typical fee is £299. Some of the above products/services may not or are not regulated by the Financial Services Authority. Stevens Financial Services Ltd. Registered in England. Co. Reg. No. 5045806
Stevens Financial Services Ltd
...with you every step of the way
Bank of England
Base Rate
5.00%
Term Insurance
Term insurance is the cheapest form of protection and it can offer high life insurance cover for a low premium. This can be ideal if you have a limited income. Cover can be arranged to cover just one person or in some cases cover will also be available for spouses/partners in the same policy.
There are several different types of term insurance.
Permanent Health Insurance (also known as Income Protection) is designed to pay you a regular tax free monthly income if you are incapacitated and unable to work due to illness or injury.
The amount of cover is based on a percentage of your gross earnings and is suitable for both employed and self-employed people.
There is no limit on the number of claims you can make and if you are never able to work again it will be paid until your selected retirement age (Max 65).
Common Uses For
Permanent Health Insurance
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Mortgage - To ensure that income is protected, so that mortgages or other financial obligations (i.e. Maintenance) can be maintained.
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Income Protection - This type of plan can be essential if you do not receive long term sick pay through your employer.
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