YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Stevens Financial Services Ltd is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. FSA no 409368. We normally do not charge a fee for Mortgage Advice, however, a fee paying option is available. Our typical fee is £299. Some of the above products/services may not or are not regulated by the Financial Services Authority. Stevens Financial Services Ltd. Registered in England. Co. Reg. No. 5045806
Stevens Financial Services Ltd
...with you every step of the way
Bank of England
Base Rate
5.00%
Term Insurance
Term insurance is the cheapest form of protection and it can offer high life insurance cover for a low premium. This can be ideal if you have a limited income. Cover can be arranged to cover just one person or in some cases cover will also be available for spouses/partners in the same policy.
There are several different types of term insurance.
Family Income Benefit – If you die during the term of the policy a regular income is paid to your dependants for the rest of the term. The income can be paid monthly, quarterly or yearly. Some policies provide an income which increases each year at a fixed rate – say by 3% or 5%.
Common Uses For
Family Income Benefit
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Family Protection - Providing a pre-agreed sum assured, which will be paid monthly or each year in the event of death.
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Maintenance Protection - To provide protection for an estranged partners monthly
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Want to add a little more to the basic cover?
To enhance the level of protection this basic plan can provide, you can add the following benefits to the majority of plans in the market place:-
• Critical Illness Cover
• Waiver of Premium Benefit
