YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Stevens Financial Services Ltd is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. FSA no 409368. We normally do not charge a fee for Mortgage Advice, however, a fee paying option is available. Our typical fee is £299. Some of the above products/services may not or are not regulated by the Financial Services Authority. Stevens Financial Services Ltd. Registered in England. Co. Reg. No. 5045806
Stevens Financial Services Ltd
...with you every step of the way
Bank of England
Base Rate
5.00%
Term Insurance
Term insurance is the cheapest form of protection and it can offer high life insurance cover for a low premium. This can be ideal if you have a limited income. Cover can be arranged to cover just one person or in some cases cover will also be available for spouses/partners in the same policy.
There are several different types of term insurance.
Level Term – You are insured for the same amount throughout the agreed term.
By opting to guarantee the premiums at the time of your application, you ensure that your monthly premium will never change, offering you peace of mind when budgeting your outgoings.
Common Uses For
Level Term Assurance
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Family Protection - Providing a level sum assured, which will be paid in the event of death.
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Mortgage - To ensure that an Interest Only mortgage is repaid in full in the event of death.
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Business Protection - To provide cover for business loans or to provide a lump sum in the event of the death of a key member of personnel.
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Want to add a little more to the basic cover?
To enhance the level of protection this basic plan can provide, you can add the following benefits to the majority of plans in the market place:-
• Critical Illness Cover
• Waiver of Premium Benefit
